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Policy Option Projections

Below are our projections of the effects of various retirement policy proposals on Social Security beneficiaries. For each proposal, we also link to SSA's actuarial projections of the effects on the Social Security trust fund.

Methodology »
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  1. Cost of Living

  2. Coverage
  3. Family
  4. Individual
  5. Retirement

  6. Taxation
  7. Worker

Individual Account Changes


Proposal Start/end date(s) Proposed by Projected effects on…
Beneficiaries in… Trust funds
Allow voluntary individual accounts:
Allow workers to voluntarily contribute an additional 2% of pay (up to the tax max) to an individual account
2016/NA SSAB 2030 | 2050 | 2070 OACT

NOTES: OACT = Office of the Chief Actuary, SSAB = Social Security Advisory Board.

Because the timing of OACT updates to Trust Fund projections may not coincide with the timing of our updates, the specifications used to make these projections (e.g., years and amounts) may differ.