Trends in Working and Claiming Behavior at Social Security's Early Eligibility Age by Sex

by Hilary Waldron
ORES Working Paper No. 114 (released August 2020)
Table equivalent for Appendix Chart A-1. Percentages of male workers who were fully insured at age 61 and claimed at age 62 under alternative sample definitions, by birth cohort
Year of birth Comparative measure Definition 1 Definition 2 Definition 3
1930 12.19 59.49 55.31 47.29
1931 12.98 61.27 56.95 48.29
1932 13.84 61.64 56.74 47.79
1933 13.88 60.41 55.47 46.53
1934 14.12 60.48 55.28 46.36
1935 13.91 59.11 53.81 45.20
1936 13.85 58.59 53.21 44.75
1937 13.70 58.89 53.67 45.19
1938 13.32 57.13 51.88 43.81
1939 14.07 56.36 50.63 42.29
1940 13.93 54.82 48.82 40.89
1941 14.49 53.70 47.32 39.20
1942 14.09 52.07 45.50 37.99
1943 14.86 50.74 43.52 35.88
1944 14.97 48.86 41.07 33.89
SOURCE: Author's calculations using a merged 1% CWHS, MBR, and Numident file.
NOTES: All samples, regardless of definition, consist of men surviving to age 64.
Definition 1 = Age-62 retired-worker entitlements plus DI entitlements through age 61 as a percentage of all workers fully insured at age 61 (including DI entitlements).
Definition 2 (study sample) = Age-62 retired-worker entitlements as a percentage of workers fully insured at age 61 minus DI entitlements through age 61. Study sample comprises 1937 to 1944 birth cohorts.
Definition 3 = Age-62 retired-worker entitlements as a percentage of all workers fully insured at age 61 (including DI entitlements).
Comparative measure = DI entitlements through age 61 as a percentage of all workers fully insured at age 61 (including DI entitlements).
Table equivalent for Appendix Chart A-2. Alternative definitions of “work”: Earnings thresholds indicating work status, 1997–2007
Year Definition 1 Definition 2 Definition 3 Definition 4 Definition 5
1997 9.051 8.640 9.880 7.188 4.249
1998 9.524 9.120 10.712 7.548 4.305
1999 10.055 9.600 10.712 7.980 4.402
2000 10.611 10.080 10.712 8.400 4.554
2001 10.864 10.680 10.712 8.880 4.679
2002 10.973 11.280 10.712 9.360 4.743
2003 11.241 11.520 10.712 9.600 4.849
2004 11.764 11.640 10.712 9.720 4.975
2005 12.194 12.000 10.712 9.960 5.150
2006 12.755 12.480 10.712 10.320 5.316
2007 13.334 12.960 10.712 10.800 5.468
SOURCE: Author's calculations and sources cited below.
NOTES: Definition 1 = Greater than 33% of the national AWI (Pattison 2014).
Definition 2 = Federal minimum wage, full-time worker, full year worked.
Definition 3 = RET level for workers younger than FRA.
Definition 4 (this paper) = Monthly SGA level multiplied by 12.
Definition 5 = 2005 federal minimum wage adjusted to current year using Consumer Price Index multiplied by 1,000 hours (adapted from Bosworth, Burtless, and Zhang 2016).